:root{--navy: #0f2a4a;--navy-dark: #0a1d33;--navy-light: #1c3f66;--orange: #e2611c;--orange-dark: #c14e12;--green: #2f7a4f;--bg: #f7f8fa;--paper: #ffffff;--text: #202733;--text-muted: #55616f;--border: #e2e6ea;--radius: 10px;--shadow: 0 10px 30px rgba(15, 42, 74, .08);--shadow-sm: 0 2px 8px rgba(15, 42, 74, .08);--max-width: 1180px;font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica,Arial,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--text);line-height:1.6;-webkit-font-smoothing:antialiased}img{max-width:100%;display:block}picture{display:block}a{color:inherit}.container{width:100%;max-width:var(--max-width);margin:0 auto;padding:0 24px}.topbar{background:var(--navy-dark);color:#dce6f1;font-size:.85rem}.topbar .container{display:flex;justify-content:space-between;align-items:center;padding-top:8px;padding-bottom:8px;gap:12px;flex-wrap:wrap}.topbar a{color:#ffcfae;text-decoration:none;font-weight:600}.site-header{background:var(--navy);position:sticky;top:0;z-index:50;box-shadow:var(--shadow-sm)}.site-header .container{display:flex;align-items:center;justify-content:space-between;padding-top:14px;padding-bottom:14px;gap:16px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:#fff;font-weight:800;line-height:1.1;max-width:340px}.brand-mark{flex:0 0 auto;width:40px;height:40px;border-radius:8px;background:var(--orange);display:flex;align-items:center;justify-content:center;font-size:1.1rem;font-weight:900;color:#fff}.brand-name{font-size:1.02rem;letter-spacing:-.01em}.brand-name small{display:block;font-size:.68rem;font-weight:600;color:#a9c1da;letter-spacing:.04em;text-transform:uppercase}nav.primary-nav{display:flex;align-items:center;gap:6px}nav.primary-nav>ul{display:flex;list-style:none;margin:0;padding:0;gap:4px;align-items:center}nav.primary-nav a{color:#e7edf5;text-decoration:none;font-weight:600;font-size:.95rem;padding:10px 14px;border-radius:6px;display:inline-block}nav.primary-nav a:hover,nav.primary-nav a:focus-visible{background:#ffffff14}nav.primary-nav a[aria-current=page]{background:#ffffff1f}.has-dropdown{position:relative}.dropdown{list-style:none;margin:0;padding:8px;position:absolute;top:100%;left:0;min-width:280px;background:var(--paper);border-radius:var(--radius);box-shadow:var(--shadow);opacity:0;visibility:hidden;transform:translateY(6px);transition:opacity .15s ease,transform .15s ease,visibility .15s}.has-dropdown:hover .dropdown,.has-dropdown:focus-within .dropdown{opacity:1;visibility:visible;transform:translateY(0)}.dropdown a{color:var(--text)!important;padding:10px 12px!important;border-radius:6px!important;font-weight:500!important}.dropdown a:hover{background:#f0f3f7!important;color:var(--navy)!important}.dropdown-caret{font-size:.7em;margin-left:4px}.header-cta{display:flex;align-items:center;gap:10px}.nav-toggle{display:none;background:#ffffff1a;border:none;color:#fff;padding:10px 12px;border-radius:6px;font-size:1.1rem;cursor:pointer}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 22px;border-radius:8px;font-weight:700;font-size:.98rem;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:transform .12s ease,background .15s ease,box-shadow .15s ease;white-space:nowrap}.btn:active{transform:translateY(1px)}.btn-primary{background:var(--orange);color:#fff;box-shadow:0 6px 16px #e2611c59}.btn-primary:hover{background:var(--orange-dark)}.btn-secondary{background:#fff;color:var(--navy)}.btn-secondary:hover{background:#f0f3f7}.btn-outline{background:transparent;border-color:#ffffff80;color:#fff}.btn-outline:hover{background:#ffffff1f}.btn-block{width:100%}.btn-lg{padding:16px 28px;font-size:1.05rem}.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-light) 100%);color:#fff;padding:64px 0 72px}.hero .container{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}.hero-eyebrow{display:inline-block;color:#ffcfae;background:#e2611c2e;border:1px solid rgba(226,97,28,.4);padding:6px 14px;border-radius:999px;font-weight:700;font-size:.8rem;letter-spacing:.03em;text-transform:uppercase;margin-bottom:18px}.hero h1{color:#fff;font-size:clamp(2rem,4vw,2.9rem);line-height:1.15;margin:0 0 18px;letter-spacing:-.02em}.hero p.lead{font-size:1.15rem;color:#dce6f1;margin:0 0 28px;max-width:46ch}.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:22px}.hero-trust{display:flex;flex-wrap:wrap;gap:18px;color:#b9cbdd;font-size:.9rem}.hero-trust span{display:inline-flex;align-items:center;gap:8px}.hero-media{border-radius:16px;overflow:hidden;box-shadow:var(--shadow);border:1px solid rgba(255,255,255,.15)}.hero-media img{width:100%;height:100%;object-fit:cover;aspect-ratio:4 / 3}.quote-card{background:var(--paper);color:var(--text);border-radius:14px;padding:26px;box-shadow:var(--shadow);margin-top:-40px;position:relative;z-index:5}.quote-card h2,.quote-card h3{margin-top:0;color:var(--navy)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.form-grid .full{grid-column:1 / -1}label{display:block;font-weight:600;font-size:.85rem;margin-bottom:6px;color:var(--text-muted)}input,select,textarea{width:100%;padding:12px 14px;border-radius:8px;border:1.5px solid 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12px}h3{font-size:1.25rem;margin:0 0 10px}p{margin:0 0 16px;color:var(--text-muted)}.section-navy p{color:#c9d7e6}.grid{display:grid;gap:24px}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-2{grid-template-columns:repeat(2,1fr)}.card{background:var(--paper);border:1px solid var(--border);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow-sm);transition:transform .15s ease,box-shadow .15s ease}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.card .card-icon{width:46px;height:46px;border-radius:10px;background:#e2611c1f;color:var(--orange-dark);display:flex;align-items:center;justify-content:center;font-weight:900;font-size:1.2rem;margin-bottom:16px}.card a.card-link{color:var(--orange-dark);font-weight:700;text-decoration:none;display:inline-flex;align-items:center;gap:6px}.card a.card-link:hover{text-decoration:underline}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.step{text-align:left}.step .step-num{width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;margin-bottom:14px}.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}.split img{border-radius:14px;box-shadow:var(--shadow);aspect-ratio:4/3;object-fit:cover;width:100%}.split.reverse .media{order:2}.area-list{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.area-list li{padding:12px 16px;background:var(--paper);border:1px solid var(--border);border-radius:8px;font-weight:600;color:var(--navy)}.placeholder-box{border:1.5px dashed #b9c4cf;background:#eef2f5;color:var(--text-muted);border-radius:10px;padding:16px 18px;font-style:italic;font-size:.92rem}.cta-banner{background:linear-gradient(135deg,var(--orange) 0%,var(--orange-dark) 100%);color:#fff;padding:56px 0;text-align:center}.cta-banner h2{color:#fff}.cta-banner p{color:#ffe4d2;max-width:60ch;margin-left:auto;margin-right:auto}.cta-banner .btn-secondary{color:var(--orange-dark)}footer.site-footer{background:var(--navy-dark);color:#b9cbdd;padding:56px 0 28px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px;margin-bottom:36px}.footer-grid h4{color:#fff;font-size:.95rem;margin-bottom:14px}.footer-grid ul{list-style:none;margin:0;padding:0}.footer-grid li{margin-bottom:8px}.footer-grid a{color:#b9cbdd;text-decoration:none;font-size:.92rem}.footer-grid a:hover{color:#fff}.footer-brand p{color:#9fb4c9;font-size:.9rem;max-width:34ch}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:22px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:.82rem;color:#8fa4ba}.page-hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-light) 100%);color:#fff;padding:52px 0}.page-hero .eyebrow{color:#ffcfae}.page-hero h1{color:#fff;margin-bottom:10px}.breadcrumbs{font-size:.85rem;color:#b9cbdd;margin-bottom:16px}.breadcrumbs a{color:#dce6f1;text-decoration:none}.breadcrumbs a:hover{text-decoration:underline}.content-block :is(h2,h3){margin-top:8px}.content-block p{color:var(--text-muted);font-size:1.02rem}.info-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:36px 0}.info-strip .card,.text-center{text-align:center}.mt-0{margin-top:0}.sticky-call{display:none}@media(max-width:960px){.hero .container{grid-template-columns:1fr}.hero-media{order:-1}.split,.split.reverse .media{grid-template-columns:1fr;order:initial}.grid-3,.steps{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:720px){.topbar .container{justify-content:center;text-align:center}nav.primary-nav{position:fixed;top:0;right:0;height:100vh;width:min(320px,85vw);background:var(--navy);flex-direction:column;align-items:stretch;padding:90px 20px 24px;transform:translate(100%);transition:transform .2s ease;box-shadow:-12px 0 30px #00000040}nav.primary-nav.open{transform:translate(0)}nav.primary-nav>ul{flex-direction:column;align-items:stretch;gap:2px;width:100%}.dropdown{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;background:#ffffff0a;display:none;min-width:0}.has-dropdown.open .dropdown{display:block}.dropdown a{color:#e7edf5!important}.dropdown a:hover{background:#ffffff14!important;color:#fff!important}.nav-toggle{display:inline-flex}.header-cta .btn-secondary-label{display:none}.site-header .container{flex-wrap:nowrap;gap:8px}.brand{max-width:none;flex:1 1 auto;min-width:0;gap:8px}.brand-mark{width:34px;height:34px;font-size:.95rem}.brand-name{font-size:.82rem;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.brand-name small{display:none}.header-cta .btn{padding:10px 12px;font-size:.85rem}.grid-3,.grid-2,.form-grid,.info-strip,.footer-grid,.area-list,.steps{grid-template-columns:1fr}.quote-card{margin-top:24px}.sticky-call{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:60;background:var(--navy);padding:10px 14px;box-shadow:0 -6px 16px #0000002e;gap:10px}.sticky-call .btn{flex:1}body{padding-bottom:66px}}